MyCreditsBad

Credit Scores
What’s In Your Credit Score

FICO Credit Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your credit score.

Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%

These percentages are based on the importance of the five categories for the general population. For particular groups - for example, people who have not been using credit long - the importance of these categories may be somewhat different.

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1 What's in Your Credit Score 934
2 How Bad Credit Affects You 346
3 Five Reasons to Check your Credit 387
4 Credit Report Basics 334
5 Credit Options for Newly Weds 260
6 What's not in your Credit Score 339
7 How Credit Scoring Helps 390
 
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